Equity research teams project modest stock growth for Toyota Finance, with Q4 2024 target prices around ¥4,250 if credit growth maintains current momentum. Fraud protection is another driver of the lean movement. In a manual environment, fraudulent invoices or altered payment requests can easily slip through the cracks. Automated systems, however, can flag duplicate entries, verify vendor details, and instantly highlight unusual payment activity. Toyota vehicles are displayed at the New York International Auto Show, in Manhattan, New York City, U.S., April 5, 2023. REUTERS/David 'Dee' Delgado/File Photo Purchase Licensing Rights , opens new tab The latest sector report positions Toyota Finance competitively against Mitsubishi UFJ Lease & Finance, with better net interest margins. Momentum traders see potential upside from Japanese EV financing demand.