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Finance rates used cars june market commentary confirms that
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June market commentary confirms that finance rates used cars are at multi-year highs, impacting the debt service ratios of consumers. This has pushed some equity analysts to revise carmaker revenue estimates downward by 2-4%. If day-supply ≥60 and you can lock ≥10% total discount (before taxes/fees)—take the 2024 in October, especially if a 0% APR exists on your shortlist. If supply is tight (<40) or you’d need a high-rate loan, wait for late-December quota crunch and rerun the same OTD playbook. Find an expert who knows the market. Compare trusted real estate agents all in one place. Short-term predictions see finance rates used cars staying elevated through summer, partially due to sticky inflation numbers. Investors holding positions in auto lending firms may need to factor in higher default risks affecting Q2 earnings.