Cadillac Finance recently introduced AI-enhanced credit scoring models, expected to trim processing times by 20%. Investors view this tech adoption as a driver for attracting younger consumer segments and boosting loan portfolio diversity. Although Ineos isn't a publicly listed company, it released financial figures for 2024 on Monday, highlighting a 57% increase in revenue to 789 million euros ($926.6 million) on a 40% jump in unit sales. While the company didn't make a profit, it still increased its gross profit margin to 26%. Another challenge is tariffs, where GM took a big hit in the second quarter and stands to feel more pain in the second half of the year. Despite market volatility, Cadillac Finance’s beta remains at 0.92, indicating relatively lower correlation to index swings. This has appealed to risk-averse funds seeking returns in the finance and lending space.
