As per Yahoo Finance SoFi, shares have gained 14% over the past month, outperforming Nasdaq fintech peers. Traders see momentum driven by robust member growth and diversification into banking services. SoFi is an online mortgage lender and bank that offers a wide variety of banking, investing, and borrowing options. Its mortgage products run the gamut and include conventional, FHA, VA, jumbo, and HELOCs, among others. No physical branches. SoFi is an online financial company with no physical branches for customers to visit for in-person banking needs. Technical review on Yahoo Finance SoFi highlights a golden cross formation, where the 50-day moving average surpasses the 200-day, signaling potential upward trend.