Xrp price forecast 2029

By 2026, XRP's trajectory will depend on broader institutional adoption and macroeconomic trends. If Ripple's banking partnerships continue expanding, XRP's utility in cross-border settlements could see wider implementation across major payment networks. Analysts predict that a second wave of crypto adoption, fueled by central bank digital currencies (CBDCs), could benefit XRP if integrated into global financial systems. In 2028, XRP hits its peak in this forecast at $12.50. Bitcoin reaches $500,000 and Ethereum continues its linear ascent to $7,500. Despite the increase, XRP still lags behind in proportional gains to Bitcoin, with the BTC-XRP ratio ticking up to 43,000. However, the ETH-XRP ratio moves slightly higher to 600, signaling that Ethereum begins to regain a bit of ground against XRP. Analysts project the "XRP price forecast 2029" could range between $4.80 and $8.50, driven by broader cryptocurrency adoption and potential integration into banking remittance systems. Institutional inflows remain a key driver, as macroeconomic tightening could shift assets from equities to digital tokens.