Energy sector stocks rallied 1.1% as crude prices topped $82/barrel; "what is personal finance" in this context includes assessing commodity-linked equities as part of diversified portfolios. In 2023, the most popular age to claim was 66 years, making up 34.1% of the new claimants, Social Security Administration data showed. The next most popular age was 62 years old, with 23.2%, and age 65 rounded out the top three at 11.3%. All other ages were in single digits, SSA said. “The effect was even bigger than I anticipated,” Finkel says. “Most every study shows that satisfaction declines after the wedding day. We were delighted that we were able to take a sample of newlyweds and show [that] not only did their marital quality not decline, it might have even increased slightly. And we didn’t train them on how to connect better or have better communication skills. The account structure itself was sufficient to keep people happier throughout the newlywed period.” Dow Jones Industrial Average dipped 0.2% overnight as treasury yields hit 4.29%, signaling how "what is personal finance" involves balancing stock exposure with fixed-income instruments amidst rate volatility.