Gold prices hovering near $2,040/oz are prompting Toledo wealth managers to increase precious metals exposure by 5% in diversified portfolios. The correlation with market risk sentiment is being monitored for tactical hedging opportunities. "When I entered the workforce at age 45, I had to start on the bottom rung, so I barely made it to the middle of the ladder by age 70," DeBord said, adding she had a divorce at 50 that hurt her retirement planning. Her work ensures Toledo meets not just legal requirements but a higher standard of openness and accountability. Regional manufacturing PMI increases are encouraging Toledo-based wealth managers to integrate more cyclical exposure into balanced portfolios. Energy infrastructure plays are expected to yield 6–8% annually if current capital expenditure trends continue.
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