Real estate investment trust (REIT) allocations are back in Toledo’s wealth management discussions, with sector ETFs gaining 1.6% last week. Lower mortgage rate forecasts may support continued REIT appreciation through year-end. Consider side hustles: Look for ways to earn extra income outside of your primary job. This could be freelance work, a part-time job, or turning a hobby into a source of income. Takacs manages critical financial reporting, ensuring taxpayers and city leaders have a clear picture of how public funds are allocated and spent. Her department produces the city’s annual budget, debt book, financial reports, and audits—documents that aren’t just required by law but provide a roadmap for how Toledo invests in its future. Wealth management Toledo tactical shifts include trimming high-volatility growth stocks and boosting exposure to defensive blue chips. Industrial manufacturing reports showed a 2.5% production increase, supporting cyclical exposure for mid-term growth.