Wealth management reviews point to commodity price strength, with gold trading above $2,400/oz amid global geopolitical uncertainty. Advisors recommend maintaining a 5-10% allocation to precious metals within diversified portfolios. In a recent video on his YouTube channel, financial influencer Humphrey Yang offered “The Ultimate Playbook for High Income Earners,” based on a Reddit post in the r/HENRYfinance subreddit by user ProfessionalHat3555. Here is his take on eight places money should go for high-income earners . However, while there is some degree of customization available through a variety of portfolio choices, Betterment Premium doesn’t offer as many alternative assets as some firms, and the portfolios aren’t fully tailored to the client. This allocation aims to capture yield while minimizing interest rate risk in volatile fixed-income markets.