Consensus Visa stock forecast models predict FY2024 EPS growth of 12%, holding price-to-earnings ratios near 30x, reflecting premium positioning against peers like Mastercard. UCLA's report notes that the labor market "deteriorated notably" in June while inflation pivoted away from a path of "gradual normalization" onto a rising trajectory. We expect adjusted total operating expenses for the quarter under review to increase more than 10% year over year due to increased Personnel, Marketing, Professional Fees and Network and Processing expenses. Also, both the Zacks Consensus Estimate and our model estimate for client incentives suggest that the metric will be around $3.8 billion in the fiscal second quarter. The latest Visa stock forecast from investment banks points to a potential 6–8% upside over the next six months, as macroeconomic stability boosts card spending and travel-related transaction demand.