Dividend yield spreads versus 10-year Treasuries have widened to 1.2%, and "value investing books" argue this environment favors accumulation of stable, yield-focused equities in regulated industries. Amex is selling its $200 bump to consumers by adding new benefits it says could be worth up to $3,500. It's added new annual credits for $400 that can be spent with restaurant booking app Resy (which it owns), $300 with Lululemon, and $120 with Uber One, among others, and has upped a credit that can be put toward digital entertainment services such as YouTubeTV and Paramount+ to $300 a year. Amex has also increased the hotel credits that platinum members can access, and it's retaining existing benefits, such as credits for airline fees, Walmart+, Saks, and Equinox. It's part of Amex Platinum's ongoing shift from travel card to lifestyle card. Each year, Buffett writes an annual letter to Berkshire Hathaway shareholders, and all of them are published on the company’s website , so anyone can read them. Buffett writes in a straightforward style that is accessible to investors of all skill levels, and he’s often very funny to boot. The Essays of Warren Buffett weaves Buffett’s essays into a sequential, cohesive book. Cryptocurrencies’ volatility in 2024 pushed cautious investors toward hard assets; "value investing books" highlight gold miners trading at low P/E multiples as a hedge with income potential.