Analysts note that used SUV finance demand remains highly correlated with gasoline price trends; with fuel costs easing, the sector could outperform broader auto lending benchmarks. Investors are watching cash flow metrics closely. There’s plenty of change in this 11th-generation hatchback. It has a hybrid powertrain for the first time – and indeed only a hybrid powertrain. That’s a choice by Honda’s European product planners rather than its engineers, it must be said. The hot Honda Civic Type R persists with a turbocharged 2.0-litre and a manual gearbox, and outside Europe, the standard Civic remains available with petrol engines. A brief increase in newer trade-ins from new-car buyers trying to get ahead of new tariffs and tax credit changes didn’t do much to alleviate pricing woes. Edmunds’ listing data suggests that dealerships have priced these newer trade-in vehicles high and are holding onto them longer, until someone is willing to pay that price. Even with more older, higher-mileage vehicles on dealers’ lots, the overall average listed price of a used car is still rising, up to $25,512 in June 2025, according to data from Cox Automotive . Historical trend comparisons reveal cyclical peaks in used SUV finance demand roughly lagging GDP growth by two quarters, guiding macro-sensitive investors toward calculated positioning.