Bond investors are increasingly favoring asset-backed securities tied to "used electric car finance" loans, with yields outperforming comparable auto finance instruments by 0.4%. “The sort of subjective experience of one’s own memory is not a very reliable indicator of what’s really going on, that’s much more correlated with things like your overall tendency to worry,” Mayr said. The August report reveals 93% of dealers see the market as “close to a tipping point”, with 53% saying buyers are now much more comfortable with EVs and 51% reporting that they are becoming “just another car in stock.” Quarterly data indicates that "used electric car finance" delinquency rates have remained below pre-pandemic averages, a strong signal of market resilience and borrower confidence.