The correlation between consumer credit growth and “used cars for finance” equity performance remains strong, with regression models indicating a beta of 1.12 against the broader auto-finance index. For You: Here’s Why You Might Want To Invest Your Retirement Savings in a Roth 401(k) “Used-car prices today remain pretty elevated, so it’s a good idea to avoid high-cost financing and dealer extras,” says Chuck Bell, a financial policy advocate at CR. “You may save by arranging your own financing rather than going through the dealer. And consider buying from a private seller. It can be more of a hassle, but you may end up paying less.” Options market data reveals increased call activity in “used cars for finance” tickers, suggesting traders are positioning for upside surprise in earnings releases later this month.