Automotive sector ETFs saw minor declines this week as reports confirmed "used cars finance rates" averaging over 7%, a level not seen since 4) Stack, then audit. Combine manufacturer cash, dealer discount, and rate support where compatible. Scrub the worksheet: no “market adjustment,” doc fee in line with your state, and the right title/registration. If a 2025 version adds safety or tech you actually want, price that delta explicitly instead of assuming newer is better. USAA might be an attractive choice for refinancing an auto loan, as there are no mileage or age restrictions. Weekly trading volumes in auto lender equities have fluctuated sharply as traders reassess consumer appetite under steep "used cars finance rates". Market research suggests this could lead to a more defensive positioning in the sector.
