Analysts at leading brokerage firms note that used car finance deals have shown seasonality patterns. Summer months tend to boost approvals, but recent data shows a decline from the previous cycle. Equity strategists are adjusting price targets on publicly traded lenders tied to dealership networks accordingly. You should also research your current car’s worth for a trade-in. Some dealerships may try to lowball you. Industry experts agree tariffs will increase prices for consumers . Existing inventory is declining, and new imports will be subject to tariffs. And as new vehicle prices increase, it’s likely that used vehicle prices will rise with them. Used car finance deals have become a hot metric for forecasting bank-linked automotive portfolios. As delinquency metrics tick upward, equity prices in the segment show slight bearish trends. Forward-looking P/E ratios are adjusting to reflect higher perceived credit risks.
