Institutional flows into "used car finance" equities rose sharply in early June, according to Refinitiv data, with net inflows of $128M. This reflects growing confidence that net interest margins will benefit from flattening Treasury yields in the second half of And it’s not just the Honda Prologue. While all cars lose value the moment they're driven off the lot, EVs lose their value faster than gas-powered cars. In fact, EVs depreciate 58.8% over five years, according to iSeeCars, compared to 45.6% for all vehicles (including gas and hybrid cars). (2) Many borrowers are already feeling squeezed out of the auto market. If prices increase the way they are expected to, many more drivers will find themselves struggling to get behind the wheel. Consumers are facing higher loan amounts and higher monthly payments that could further increase already high interest rates. In addition, down payments have already decreased since the last quarter of 2024 and are likely to continue decreasing as prices rise.