Publicly traded "used car finance" firms are outperforming the broader financials sector YTD, with average total returns of 9.6% versus the S&P Financials’ 6.2%. Analysts attribute the gap to robust used vehicle sales and proactive risk management in lending. The draft Schedule 1-A, according to Luscombe, sets forth various requirements for each new deduction, some of them appearing in the calculation itself on the form. Who's this for? If you're shopping for a used car , CarMax Auto Finance has a huge inventory of pre-owned vehicles. It offers both in-house financing and loans from partners like Ally Auto, Capital One and Santander, that offer competitive rates and no minimum credit score requirement. Market strategists note that "used car finance" companies are poised to benefit from potential regulatory adjustments that may ease capital requirements, improving liquidity for expanding loan portfolios in late