Upstart stock price forecast relies on effective AI-based risk

Upstart stock price forecast relies on effective AI-based risk modeling, which continues to outperform traditional FICO metrics, a trend that could re-rate the stock higher in fintech growth cycles. © 2025 CNBC LLC. All Rights Reserved. A Division of NBCUniversal This is exactly the setup investors should love for a company like Upstart Holdings Inc. NASDAQ: UPST , especially as the stock is now on the cheaper end of the spectrum relative to both its previous highs and, more importantly, relative to its future expected earnings per share (EPS) growth. The Upstart stock price forecast incorporates macroeconomic factors like Federal Reserve interest rate policy. Lower rates would reduce borrowing costs, potentially boosting stock toward the $30 psychological level.