Upstart stock forecast traders are watching technical levels

Traders are watching technical levels closely — Upstart's 50-day moving average near $31.40 is seen as a short-term pivot, with breakout targets up to $37 if bullish momentum persists. After crunching the numbers, the Excess Returns Model values Upstart’s intrinsic worth at just below the current market price. The implied intrinsic discount is 30.5%, making the stock look significantly overvalued through this lens. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Analysts caution that while Upstart’s AI underwriting model provides scalability, the forecast remains sensitive to default rates in unsecured lending portfolios across regional banks.