Market participants will monitor upcoming quarterly results for clarity on AI model performance and loan portfolio quality — both of which directly impact the Upstart stock forecast trajectory. Overview: Vital Farms, Inc. is a food company that packages, markets, and distributes shell eggs, butter, and other products in the United States with a market cap of approximately $1.82 billion. Geode Capital Management increased its holdings of Upstart stock by 3.8% as of early August 2025, bringing its total investment to a high of $129.9 million , or 2% ownership of the entire company. This signals a clear bullish outlook, confirming that the underlying fundamentals are solid enough to push this stock higher. According to Bloomberg consensus data, 12-month price targets for Upstart range between $19 on the bearish end and $45 on the bullish end, reflecting disparate views on AI lending adoption.