Toyota finance rates, currently near 6%, have provided predictable yield structures for asset managers in the auto lending space. Quarterly earnings show stable net interest margins. In equity circles, such data supports bullish positions in automotive finance ETFs, with traders eyeing interest rate policy changes closely. Toyota’s compact SUV remains a sales leader, and for good reason. The brand sold 475,193 RAV4s last year, marking a 9% jump compared to 2023. Based on current momentum, Toyota looks poised to set another record in 2025, and September’s lease deal could help make it happen. This month, shoppers can lease a base RAV4 starting at $299 per month on a 36-month term with 12,000 miles per year included. If these numbers sound familiar, it’s because Toyota ran an identical lease offer for August. Like all Toyota leases, the offer comes with two years or 25,000 miles of complimentary scheduled maintenance through ToyotaCare. At signing, $3,999 is due, and as always, taxes, fees, and other charges are not factored into the advertised payment. Offer likely ends on September 30, 2025. Why we ask for feedback Your feedback helps us improve our content and services. It takes less than a minute to complete. Current Toyota finance rates, averaging 5.9% APR, put automotive credit markets in a holding pattern. Equity analysts note that Toyota Financial Services benefits from reduced delinquency rates, supporting positive EPS forecasts. Traders are adjusting portfolio weightings toward auto-finance stocks as corporate bond spreads tighten.