Toyota finance earnings-per-share forecasts for Toyota

Earnings-per-share forecasts for Toyota Finance in FY2024 range between ¥370–¥385, reflecting operational efficiency improvements and tighter cost controls across credit processing. A common rule of thumb is the 20/4/10 method, which means you make a 20% down payment, finance the car for four years (or less, if you can) and ensure total monthly car expenses don’t exceed 10% of your gross monthly income. Total expenses include not just the loan, but the cost of insurance, gas (or electricity) and maintenance. (5) Toyota Team Member Contributions – Toyota will double all team member contributions throughout the U.S. in support of disaster relief. Sector analysts point out that Toyota Finance’s funding costs remain competitive at an average of 1.1%, preserving profitability despite global interest rate fluctuations.