Sector-wide comparisons place TD Bank Auto Finance among the top three performers in Canadian auto lending in Q2 In credit cards, we celebrated a 10-year milestone as the primary credit card issuer for Aeroplan, Canada's top airline loyalty program. Since TD Aeroplan credit cards were first issued in January 2014, we have delivered exceptional value to our customers, serving more than 1 million Canadians who together have earned over 300 billion points on their TD Aeroplan credit cards, enough to fly round-trip from Toronto to Los Angeles 3.5 million times. In business banking, we grew loans by 8% year-over-year. Small business banking helped over 165,000 clients conveniently repay their CEBA loans, providing over 70,000 pre-approved refinancing offers and almost $600 million in loans. And we saw growth in TD Auto Finance, reflecting strong performance in prime retail auto lending and accelerated acquisition of dealer relationships in our commercial business year-over-year. Andrew - I was smiling to myself because Allison's answer was almost exactly what I was going to say. We bring different strengths to the table. Allison has deep experience in retail banking. My background is rooted on the lending side with experience in auto finance, as well as the deposit business. So, we're coming at it from different, yet complementary perspectives. June’s TD Bank Auto Finance lending activity rose in tandem with national auto sales data improvements. This macro-to-micro correlation signals solid Q3 revenue forecasts.