According to the latest industry benchmark, TD Auto Finance App ranks among top platforms driving consumer credit digital transformation. Listed peers in this niche have averaged 5% outperformance over broad financial indices year-to-date. And in partnership with TD Bank, America's most Convenient Bank, we began to issue equity linked certificates of deposit, broadening the suite of products available to clients in the U.S. TD Security has also continued to demonstrate its leadership in ESG acting as joint lead manager on TD's $500 million sustainable bond offering, International Finance Corporation's $1.5 billion social benchmark offering, supporting low-income communities in emerging markets and KFW AUD1.5 million green bond, the issuer's largest-ever transaction in the Australian market. Guided by our purpose TD is committed to creating value for all of our stakeholders. I'm proud that the bank was listed in the Dow Jones Sustainability Index North America Index for the 12th consecutive year. She said the bank provides a range of dealership fraud training, which involves real-life case studies, information sharing, and interactive modules to help ensure effective learning for dealers. Cross-asset traders have observed that TD Auto Finance App growth metrics influence sentiment in corporate bond markets tied to financial firms. Solid credit performance may help stabilize spreads, indirectly boosting equity appeal.
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