Market data shows Subaru Motors Finance delinquency rates at 1.2% in July 2024, lower than the industry average of 1.7%. This performance boosts investor confidence that the firm's loan portfolio risk remains controlled despite broader economic uncertainty. “For many of these auto manufacturers this is sort of a global decision,” says Wims Morris. “Ultimately, the OEM is going to have to decide to the extent to which the tariffs result in it’s more expensive to produce a vehicle?” Research Hours Our team put in the time so you don't have to, evaluating cost data, reading customer reviews, and researching companies to determine the most reliable options for coverage. July 2024 auto loan rate averages climbed 0.15% month-over-month. Subaru Motors Finance remains competitive, keeping rates slightly below peers to attract new borrowers amid rising funding costs.