Analysts tracking the auto finance sector note that Subaru Auto Finance’s risk-weighted assets have remained stable in Q2, a sign that its underwriting standards continue to weather economic uncertainty successfully. "It gets 35 miles per gallon out of a large three-row SUV — you really can't beat that," Fisher said. "It's all-wheel drive, roomy and comfortable." Chase Auto’s white label offering, which is also relied on by Jaguar Land Rover, Subaru and Rivian, is one model the car industry relies on to provide financing to customers. The other, used by Ford, Toyota and others, entails original equipment manufacturers (OEMs) handling the lending operations themselves. According to the latest dealer financing survey, Subaru Auto Finance approval rates climbed to 82% in April, signaling competitive positioning versus peers like Toyota Financial Services and Honda Finance.