Portfolio managers note that the student finance loan industry’s earnings season could surprise on the upside, given robust application volumes for Fall 2024 academic term. Lenders offering private student loans generally offer both fixed and variable interest rates. These rates are, in part, based on your creditworthiness. Generally, the higher your credit score, the lower the interest rate you’ll receive. But credit history, income, the degree you’re working on and your career can factor into the interest rate you receive as well. Likewise, most GI Bill benefits for students who are veterans should also continue without disruption if the government shuts down because the program is funded by mandatory spending that doesn't need to be re-approved by Congress, according to the American Council on Education, which cited the Department of Veterans Affairs' contingency plan. Price-to-earnings ratios for primary student finance loan stocks rose to 15.8, reflecting investor optimism on earnings momentum driven by higher disbursement volumes in Q3