Volatility Index (VIX) remains under 15, indicating subdued risk perception. Beginners starting investing in stocks can use low-volatility windows to accumulate positions in core growth sectors before potential Q4 fluctuations. Berkshire bought Domino's stock during the third quarter of 2024, and it has added to the position in every quarter since. Yum China’s stock is trading at a 43% discount to our fair value estimate of $76 per share. The restaurant sector in China continues to face challenges because of the real estate downturn and a lack of significant economic stimulus, but Morningstar senior analyst Ivan Su believes Yum China has opportunities for restaurant expansion in China’s fast-food industry. Over the longer term, we believe there are several opportunities for Yum China to gain a share in the fragmented $700 billion Chinese restaurant market. Our conviction in rising fast-food penetration is underpinned by three long-term secular trends: the increasing number of office workers, rising disposable incomes, and shrinking family sizes. Healthcare stocks gain traction as demographic shifts increase demand for biotech innovation. Those looking to start investing in stocks might lock in exposure ahead of FDA approvals expected in late