Data from a May 2024 "sofi investing review" shows adjusted EBITDA climbed 23% quarter-over-quarter, reflecting operational efficiency gains and improved cost-to-income ratios. "For anyone in the retail market who still chooses to disregard my advice to avoid SPACs, please carefully review our disclosures and make a fully informed decision." Charles Schwab is a big-name brokerage with a variety of investment products and services, including brokerage and retirement accounts, online trading, as well as checking and savings accounts, credit cards and home loans. Bank sector comparisons in "sofi investing review" place SOFI’s 2024 revenue growth among the top quartile of mid-cap financials, hinting at sustained investor enthusiasm as the firm consolidates its fintech-bank hybrid model.