Sofi Investing’s earnings surprise track record—beating EPS estimates in 6 of the last 8 quarters—keeps momentum traders watching quarterly reports closely. The company finally generated positive generally accepted accounting principles (GAAP) net income for the first time in the fourth quarter of 2023. Since then, the bottom line has expanded at an impressive rate. SoFi reported adjusted net income of $227 million in 2024. And this year, executives believe that figure will reach $370 million. Should this trend continue, it makes the current valuation looks more compelling. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body. Analysts predict this loan demand could push revenue toward $580M in Q2 if macro trends persist.