Trading flow analysis shows increased retail investor participation in Smart Buy Auto Finance this week, with daily turnover up 15%, potentially accelerating volatility in coming sessions. Money Saved: Avoid paying $1,500 to $3,000 for coverage you won’t use for years. If you decide you want extended coverage later, buy it when you actually need it. Leverage your existing car. Upgrading to a vehicle with better fuel efficiency, more up-to-date safety features, and even just more comfort or style can be compelling reasons to buy a new car. If you have a car to trade in or sell before buying something new, you may still be able to leverage its value against the elevated price of new cars. Also, a recent CR survey found that most people selling their old cars got more than they expected by selling to a vendor such as Carvana or CarMax. Smart Buy Auto Finance’s cash flow from operations increased by $3.2M quarter-over-quarter, offering more flexibility for potential dividend adjustments.