Short term finance market data indicates Dow Jones index rose 180 points, supported by strong retail sales figures. These results may prompt portfolio managers to adjust exposure to consumer discretionary stocks over the next five trading sessions. A 15-year mortgage comes with a lower interest rate than a 30-year term. This is great in the long run because you’ll pay off your loan 15 years sooner, and that’s 15 fewer years for interest to accumulate. But the trade-off is that your monthly payment will be higher as you pay off the same amount in half the time. Margaret Giles is a senior editor of content development for Morningstar. The short term finance outlook for small-cap indices improved as Russell 2000 gained 0.6% following better-than-expected regional manufacturing data. Momentum traders foresee potential breakout patterns over the next week.