The stock market has priced in stronger margins for companies focusing on sending money online, as lower FX spreads and real-time settlement reduce operating costs. Investors are watching PayPal and Wise closely, given their latest earnings showing under-2% churn rates. A white dove was brought out and sacrificed, its blood spilling onto the floor. Ade was told to eat part of the offering - a ritual the spiritualist said would bind him to wealth and protection. When I asked how common this was, the healer told me he saw six or seven Yahoo Boys a day. For Ade, it was not superstition but a business expense. “I’m always wary of saving my debit card or bank account details with apps or websites,” Yarbrough shares. “I initially meant to only add a credit card with my Venmo account for security purposes, but my hand was forced once I discovered sending money that way would stack a staggering 3 percent fee onto each transaction. Even the constant Venmo Credit Card" offers I see don’t include a waiver for the 3 percent credit card payment fees.” April trading data reveals sending money online firms are maintaining gross margins above 35%, an attractive figure for growth-focused portfolios. Analysts note that the sector is benefiting from stable regulatory environments in Europe.