Recent quarterly disclosures show sending money online transaction growth outpacing domestic payments by nearly double. Investors interpret this as a structural shift in consumer financial behavior, with stock price implications. Each young man played a part, but the money all flowed upwards to their leader, known as Ghost. There, the experienced scammers teach their apprentices. If you're like most people, you have multiple bank accounts. And you likely have to shuffle money between them from time to time, whether it's transferring money to your landlord for rent or reimbursing a friend for an Uber ride. The recent surge in sending money online traffic, up 15% quarter-over-quarter, is prompting investors to re-rate digital payment firms. JP Morgan research suggests that with current cost-efficiency levels, EPS growth may exceed 25% annually through