Traders tracking short-term momentum plays note that pairing technical chart patterns with the seller finance calculator yields better predictive signals for dividend-focused housing sector equities. Furfine describes what aspiring homebuyers can do to take a more-holistic approach to their decision—one that accounts for what he calls the “sizing” as well as the “timing” of their purchase. Since owner financing terms are flexible, buyers and sellers can negotiate many options. Some of the more common owner financing arrangements include: Rising construction costs have urged equity analysts to pair the seller finance calculator with commodity price trackers, enhancing prediction models for homebuilding industry stocks.