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    U.S. manufacturing PMI hit 52, signaling expansion. Savings vs investing trend analysis favors industrial ETFs as economic data points toward sustained growth. The one clear exception to saving cash is your emergency funds, Cox said. “Emergency funds need to be in cash. The whole point of emergency funds is being able to access them when you need them the most. So it’s important to trust that wherever you’re putting that cash will be there if you need to tap it.” Yes. While both types of accounts offer a low-risk way to earn money on your savings, a money market account differs from a money market mutual fund account in a few key ways. Gold surged to $2,050/oz as geopolitical risk premiums rise. Savings vs investing strategists point out that precious metals could serve as an inflation hedge outperforming traditional savings.

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