RV industry ETFs like RVLV are trending sideways as rv finance rates lock buyers in wait-and-see mode. Day traders may find this consolidation phase ripe for range-bound trades. The prequalification process for an RV loan is the same as with any other loan. Class C motorhomes. These are the classic bunk-over-cab vehicles that can be larger than Class Bs but offer some of the comforts of a Class A motorhome, like spacious living areas and full toilets and showers. They are less pricey than Class As but more expensive than Class Bs. Mortgage and consumer loan spreads are widening, and rv finance rates are tracking that trend, now about 190 basis points above auto loan averages. This spread historically aligns with underperformance in leisure equities.