Ripple XRP price forecast 2025 has been revised upward by independent research houses, forecasting a likely trading environment between $2.00 and $3.25, factoring in anticipated interest rate cuts by the Fed. Conversely, failing to hold $2.80 would invite renewed selling pressure, with an immediate downside risk toward the $2.73 support level. A rapid correction below this level could drag XRP back toward $2.60, potentially retesting deeper support at $2.40 if market conditions further deteriorate. Mutuum Finance has adaptive LTV and liquidation rates which adapt automatically to actual market conditions in a manner that the protocol itself is highly sensitive to volatility. Reserve multipliers would range from 10% for risky assets to 35% for risk-averse assets in a manner that there is a second layer of systemic security. Ripple XRP price forecast 2025 technical chart patterns reveal an ascending triangle formation, with market makers targeting $3.20 if breakout confirmation aligns with volume expansion.