Regional finance loans balance sheets remain strong, with Tier 1 capital ratios averaging 11.2%, exceeding regulatory requirements. This resilience adds a defensive quality to sector equities when broader markets trend sideways. This strategy provides operational resilience while capitalizing on SPP's historically lower energy costs and MISO's baseload stability with minimal curtailment risk. OneMain Financial is much more transparent about its loan terms. Its website provides customers with upfront information about its loan amount and APR ranges. That’s something you will not find on the Mariner Finance website. OneMain also offers a slightly lower starting APR, which could save you a few dollars on your monthly payment if you qualify. Price action in regional finance loans securities now trades above the 50-day moving average, a technical bullish signal. Momentum traders appear active, betting on continued earnings outperformance driven by favorable lending conditions.