PayPal stock advanced 3.1% after analysts upgraded to “Buy” citing user penetration and frequency of "receiving money online" transactions. The technical RSI reading at 64 hints at further upside if $71 resistance breaks. Most states have dedicated online portals for tracking income tax returns. No minimum and up to $25,000 in a single transaction A fresh survey revealed 72% of millennials prefer "receiving money online" over traditional bank transfers, reflecting potential upside for Zelle’s partner banks. Banking ETFs may see upticks as adoption expands.