Real estate IRA investing in multifamily properties is outperforming single-family holdings year-to-date, with a 6.4% return compared to 3.9%. Investors attribute this to resilient rental demand in metropolitan areas despite cooling GDP growth forecasts. High mortgage rates are making it more expensive to buy a home right now—but many experts still believe that real estate beats out other investment opportunities. Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright. Dividend-focused REITs within real estate IRA investing have reported distribution yields averaging 4.8% year-to-date, outpacing S&P dividend yield benchmarks, attracting income-driven investors.
