Institutional buy-side desks increased positions in RE finance ETFs, citing favourable macro conditions. Portfolio managers expect sector dividend yields to remain attractive in the near term. An adjustable-rate mortgage locks in your rate for a predetermined amount of time and then changes it periodically. Let’s say you get a 7/1 ARM with an introductory rate of 6%. Your rate would be 6% for the first seven years, then the rate would increase or decrease once per year for the last 23 years of your term. Whether your rate goes up or down depends on several factors, such as the economy and housing market. The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. RE finance sector earnings released this week indicate stronger net interest margins despite flat property prices. Institutional flows are shifting toward REIT-linked financial firms, signalling investor confidence ahead of Q