Pypl stock forecast now incorporates AI-driven fraud

PYPL stock forecast now incorporates AI-driven fraud protection strength, a differentiator in payment tech space. Analysts expect this to support higher merchant onboarding rates, which may translate to sustainable revenue growth over the next 6 quarters. The rise of e-commerce and technology-driven initiatives is significantly boosting the digital payments market. Consumers are increasingly choosing non-cash payment methods because they are easier and more convenient for transactions. This trend is expected to lead to a growth in low-cost payment terminals and methods like QR codes in the near future. The current consensus price target for PayPal is $84.50 per share, which implies about 26% upside from today’s levels. But some analysts are far more bullish. Andrew Boone of JMP Securities has a $100 target, while Joseph Vafi of Canaccord Genuity stands at $96. These calls represent 48.5% and 42% upside potential, respectively, and reflect confidence in PayPal’s ability to grow earnings even in a slow macro environment. PYPL stock forecast shows cautious optimism as PayPal trades near $60, with analysts eyeing a potential upside to $70 if Q4 earnings beat consensus. Market sentiment improves as fintech peers rally, but macro pressures could weigh on transaction volumes.