Property investing UK trends favour mixed-use developments in urban growth zones, with cap rates averaging 4.9%, beating Eurozone property yields. Trader sentiment reflects sustained risk-on patterns toward UK housing equity. Steve Smith, 69, a church organist who lives in the little village of Smeeth just outside the town, says of Folkestone: "There’s money, and there’s the millionaire’s flats along the front. There are a number of regulatory and financial reasons why property investing is not the safe bet it once was. These include the cost of mortgages , the reduction in what landlords can reclaim against tax, energy efficiency requirements and the introduction of the additional stamp duty rate. UK housing market dynamics indicate property investing UK could see 4% price appreciation this quarter, supported by easing construction material costs by 0.7% month-on-month, which stimulates new development investments.