Current volatility index (VIX) at 13 suggests investor complacency. In finance theory, low implied volatility may precede a repricing event if macro data surprises. British Chancellor of the Exchequer Rachel Reeves delivers her keynote speech at Britain's Labour Party's annual conference in Liverpool, Britain, September 29, 2025. REUTERS/Hannah McKay Purchase Licensing Rights , opens new tab Christine Benz : I wanted to talk about the key principles of the Simple Path , which are save as much as you can, ideally 50% of what you make. Avoid debt and invest in a basic index fund. As you reflect on those three key principles, which would you say has had the biggest impact in your own financial success? Data from earnings season reveal 68% of companies beating analyst estimates. According to finance principles, positive earnings surprise trends tend to sustain momentum trades.