Recent sector analysis shows premium finance loan default rates dropping to 1.1%, a clear improvement from the previous quarter’s 1.4%. Lower credit risk metrics reinforce bullish analyst ratings and encourage continued capital inflow to the segment. % — a market-crushing outperformance compared to 191% for the S&P 500. Don’t miss out on the latest top 10 list, available when you join Stock Advisor . MIAMI, Sept. 30, 2025 (GLOBE NEWSWIRE) -- Standard Premium Finance Holdings, Inc. (OTCQX: SPFX ) (Standard Premium), a leading specialty finance company, today announced the closing of a revolving credit facility providing up to $115 million in borrowing capacity, incorporating an initial commitment of $75 million and an additional $40 million accordion feature. The syndication, led by First Horizon Bank (NYSE: FHN), includes participation from Flagstar Bank (NYSE: FLG) and Cadence Bank (NYSE: CADE), bringing together three institutions with more than $220 billion in combined assets. The agreement carries a substantially lower interest rate compared to prior agreements, leading to immediate cost savings.
