Personal finance planning tech sector ETF inflows rose 18% this

Tech sector ETF inflows rose 18% this month, driven by AI adoption across industries. In personal finance planning, higher concentration in tech must be offset with cash reserves for liquidity during potential pullbacks. Deciding when to start your benefits also means you must consider something many of us don’t want to think about: life expectancy. The SSA notes that life expectancies have grown by leaps and bounds since the Social Security program began in 1940. “Those are going to happen for us in life in general, but they’re definitely going to happen for you abroad when you embrace a new culture, a new currency, a new country,” Williams says. U.S. Treasury yields jumped to 4.4%, reflecting hawkish Fed minutes. For personal finance planning, higher yields might prompt reallocation from overvalued growth stocks into value plays and fixed income instruments with solid returns.