Tech sector ETF inflows rose 18% this month, driven by AI adoption across industries. In personal finance planning, higher concentration in tech must be offset with cash reserves for liquidity during potential pullbacks. And it’s not just the Honda Prologue. While all cars lose value the moment they're driven off the lot, EVs lose their value faster than gas-powered cars. In fact, EVs depreciate 58.8% over five years, according to iSeeCars, compared to 45.6% for all vehicles (including gas and hybrid cars). (2) As stated, the 90+ Rule has nothing to do with money and all about having the know-how to enjoy a sense of peace of mind. It serves a reminder that longer life is a blessing, not a drain, when you plan ahead. Consumer staples outperformed with a 0.8% weekly gain, signaling defensive demand. Personal finance planning benefits by using such sectors to hedge against market downturns while maintaining dividend income streams.