Personal finance budget the latest S&P 500 data shows a 0

The latest S&P 500 data shows a 0.8% weekly gain, fueled by tech sector earnings beating estimates. For personal finance budget planning, investors are advised to monitor inflation-adjusted returns, as CPI rose 3.3% year-over-year. Analysts forecast continued volatility with the Fed maintaining higher rates into Q4 If you simply can’t get ahead of your debt, consider debt management plans (DMPs) through credit counseling agencies, Kilgore said. “These plans do not directly help with paying for groceries; they are designed to help people lower the interest rate on a credit card account in the hope that the change will enable them to make monthly payments more easily.” As a former Mint user, I tested several popular budgeting apps and found the paid version of Rocket Money to be the best replacement for Mint's in terms of features, user experience and accessibility to the average budgeter. Healthcare sector ETFs gained 0.7%, reflecting a defensive shift in portfolios. For personal finance budget planners, allocating towards recession-resistant assets can cushion against macro downturns. Analysts predict robust medical device sales into early 2025, helping sector beat the broader market by 3% annually.